Unfortunately, every year a number of plan members become injured or become ill and unable to work.The Long Term Disability (LTD) Plan provides benefits to members who have been unable to work for more than six months.
The LTD plan provides monthly benefit payments, rehabilitation services and collateral benefits (dental and extended health) to members while they are disabled.
A monthly disability benefit is paid to a member who has been off work for longer than 26 weeks due to illness or injury. Rehabilitation services are provided to help members succeed in their recovery and support their return to the workforce. LTD payments continue until the member is either able to return to work or no longer disabled. LTD benefits normally cease at age 60.
Our LTD Benefits Coordinators and Rehabilitation Counsellors are reachable by phone, fax, email or regular mail to answer questions about how to apply for LTD, or the requirements of a rehabilitation program.
To learn more about the LTD Plan and Rehabilitation Services, read our online brochure.